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Loan function

iCafeCloud provides a loan function, which means the owner can let members pay later. To use the loan function, follow the steps below:

  1. Go to the member’s page and right click on a member and click on “Add Loan” (Figure 1).
Figure 1

  1. Enter the loan amount and click on the “Submit” button (Figure 2).
Figure 2

  1. The loan amount will be shown in the Loan column on the member’s page and the amount will be added to the member’s balance (Figure 3).
Figure 3

Loan amount is deducted from the total balance when the member top-ups his account. The loan amount is deducted first and if any excess then, it will be added to the balance.

Here is an example:

The member has a loan of 600 and a current balance of 450 (Figure 4)

Figure 4

Now the member tops up his account with 100 (Figure 5).

Figure 5

After top-up, his new balance is 0, because the previous balance of 450 plus 100 (last top-up) is deducted from the loan amount and the remaining loan balance is 50 (Figure 6).

Figure 6

Let see again, the member tops up 100 balance again (Figure 7).

Figure 7

The member’s balance will be 100, but he has a loan of 50, which is deducted from the balance and so the final balance becomes 50, and the loan will be null (Figure 8).

Figure 8